First Home Buyers

How We Work With You

Go Beyond With Oliey Finance

Oliey Finance assists with the entire mortgage application process for you from start to finish and as every one of our clients is different, we fully assess your individual situation and provide a solution to meet your particular needs. Quite simply, we do everything necessary to get you the best possible rate and importantly get your loan over the line. You don’t do anything except allow us to act on your behalf.

Regardless of whether you require $100,000, $1,000,000 or $5 million, we consider it a privilege to be entrusted with finding you the most appropriate Mortgage loan, as well as navigating the different challenges of organising your mortgage.

When you partner with us, you don’t need to repeat yourself to a different bank employee every time you call. Our kind of personal service has resulted in a loyal clientele of repeat business and word-of-mouth referrals, which is the primary means by which we’ve built our business.

Preparing to buy

Our Mortgage House Home Specialists will explain all of the details you need to know before buying your first property. We will walk you through each step of the pre-approval process and help you:

  • 1. Determine how much you can borrow
  • 2. Calculate your monthly payment amount
  • 3. Choose the best loan product to fit your needs.
Looking for a home
  • 1. Now that you’ve learned how much you can spend, you’ll be able to search for a home you can afford to enjoy.
  • 2. Your Mortgage House Home Loan Specialist can help you evaluate the property you’ve fallen in love with and provide a free property report.
  • 3. If it is a good value and solid investment, we’ll guide you through the offer process.
Making an offer
  • 1. Once you decide that this home is “the one,” you’ll need to make a formal offer to buy the property. You’ll want to make your offer contingent on final approval of your mortgage application and a property inspection.
  • 2. Try to negotiate ten days to accomplish both, instead of the standard five. If the buyer accepts the terms of your offer, we will move forward and prepare the loan documents for your settlement date.
FAQ