Self-Employed Lending | Clarity Call

Borrow with confidence — even if your financials feel messy.

A simple, guided lending strategy for business owners who want clarity without doing all the paperwork themselves.

Book your 15-minute Self-Employed Clarity Call

Most business owners don’t know their true borrowing power — and that’s completely normal.

You’re focused on running your business, not analysing tax returns, BAS statements, and company structures. The bank shouldn’t punish you for that. This is where our guided process makes borrowing simple.

The Real Challenges Business Owners Face

“My accountant handles everything — I don’t know the details.”

“My financials look low because of deductions.”

“Cash flow is up and down throughout the year.”

“I don’t know what documents a bank needs.”

“I’m not sure what I can actually borrow.”

“I want to buy or refinance, but I don’t want a headache.”

You don’t need to understand every part of your financials. You just need someone who understands how lenders look at them.

What Makes This Process Easy for You

A hands-off borrowing process designed for self-employed clients.

Review of your tax returns, BAS, financials, or bank statements

Direct communication with your accountant (if preferred)

Financial interpretation using bank-specific criteria

Clear borrowing capacity assessment

Lender and structure recommendations aligned to your goals

A clear strategy that fits both business and personal life

How the Self-Employed Lending System Works

Step 1

15-Minute Clarity Call

No documents required. Just your goals and concerns.

Step 2

Document Review or Accountant Liaison

You send documents or we speak directly with your accountant.

Step 3

Strategic Lending Assessment

Income, cash flow, structure, and tax position reviewed.

Step 4

Your Lending Strategy

Borrowing power, structure, lender, and next steps explained simply.

Why This Works

Business owners don’t fit into a generic policy box — so I don’t treat you like a generic borrower. As a CPA and mortgage strategist, I translate your financial position into a structure lenders understand. You stay focused on your business. I handle the numbers.

Book Your Self-Employed Clarity Call

15 minutes • No documents needed

Book Clarity Call Download Business Owner Borrowing Guide

Frequently Asked Questions

Do I need to prepare documents for the first call?

No — it’s purely a goal-setting conversation.

What if I don’t understand my financials?

That’s normal. We’ll review them or speak with your accountant.

Can I borrow if my taxable income is low?

Often yes — many lenders assess self-employed income differently.

Can you liaise directly with my accountant?

Yes, with a simple introduction.

Can you estimate borrowing capacity without all documents?

We can provide indicative guidance and refine later.